Universal Health Care Essay - 1026 Words

The recently passed Healthcare Reform Bill (HR-4872) is a necessity and long overdue. As one of the wealthiest countries in the world, it is a travesty that one hundred percent of our citizens are not adequately covered for their healthcare expenses. According to the United States Census Bureau, there were approximately 45.7 million people in the United States without basic healthcare insurance in 2009. It is my position, that a â€Å"Universal Health Plan† is a necessary for the continued integrity of our nation. There are many opponents to the proposal of such a plan. Their arguments are often unfounded and are inflated with biased political hype. Why is healthcare coverage a necessity? Under the current medical practices in the†¦show more content†¦Under the current healthcare reform bill HR-4872, there are several stipulations that will benefit everyone. The proposed bill eliminates the â€Å"Pre-existing Condition† clause that insurance companies hav e been manipulating around for many years. How many people have been stuck in dead end jobs, unable to further their career for the fear of being denied insurance coverage due to a pre-existing condition. The bill (HR-4872) also makes purchasing health coverage affordable. Under the current American system, the health insurance providers can pass on rate increases to the consumers without regard to the clients ability to pay or their after taxes income. It is estimated that healthcare insurance costs have increased as much as 18 – 25% over just the past three years alone. This dramatic increase in premium expenses has put healthcare insurance out of the reach of millions of Americans. HR-101 proposes a cap on â€Å"Out of pocket† expenses. The cost of medical treatment can skyrocket quickly. Currently, even those with adequate insurance coverage can be left financially devastated if faced with a long-term critical illness. Private insurance companies often have a lifetime maximum payout amount. The consumer may then be left with a catastrophic amount of debt related to the treatment received and the unforeseen notion of the concept of a maximum lifetime payout figure.Show MoreRelatedUniversal Health Care1154 Words   |  5 PagesUniversal Health Care is defined as the belief that all citizens should have access to affordable, high-quality medical care (Anderson, 2013). 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